Terms & Conditions

A legal disclaimer

Welcome to Healthcare Haley (“we,” “us,” or “our”). By accessing or using our website www.healthcarehaley.com, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please discontinue use of our website.

Use of the Website

1. Eligibility: You must be at least 18 years old to use this website.

2. Purpose: This website provides general information about insurance services and allows you to request quotes or contact us for assistance.

3. Prohibited Activities: You agree not to:

   • Use the site for illegal purposes.

   • Interfere with the functionality of the site.

   • Submit false or misleading information.

   • Attempt to gain unauthorized access to the site or related systems.

Insurance Quotes and Services

1. Information Accuracy: Any quotes or information provided are estimates based on the details you provide and are subject to change based on the underwriting process or additional information.

2. Third-Party Providers: Insurance policies and services may be offered through third-party providers. We are not responsible for the actions or terms set by these providers.

3. No Guarantee of Coverage: The use of our website does not guarantee coverage or the approval of any insurance application.

Intellectual Property

1. Ownership: All content on this website, including text, graphics, logos, and software, is the property of Healthcare Haley or its licensors and is protected by intellectual property laws.

2. Use of Content: You may not copy, distribute, modify, or reproduce any part of the website’s content without prior written consent from us.

Disclaimer of Warranties

1. No Warranty: This website and its content are provided “as is” and “as available.” We do not guarantee the accuracy, completeness, or reliability of the information provided.

2. Third-Party Links: We may include links to third-party websites for convenience. We are not responsible for the content or practices of these external sites.

Limitation of Liability

To the fullest extent permitted by law, Healthcare Haley is not liable for any damages, including but not limited to:

• Direct, indirect, or incidental damages.

• Loss of data or revenue resulting from the use of our website.

• Errors, interruptions, or security breaches.

Indemnification

You agree to indemnify and hold Healthcare Haley harmless from any claims, damages, or losses resulting from your use of the website, violation of these Terms, or infringement of any rights.

Privacy Policy

Your use of this website is also governed by our [Privacy Policy], which explains how we collect, use, and protect your information.

Termination

We reserve the right to terminate or suspend your access to the website at our sole discretion, without prior notice, for any violation of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of Oklahoma, without regard to its conflict of law principles.

Changes to These Terms

We may update these Terms periodically. Any changes will be posted on this page with an updated “Effective Date.” Your continued use of the website constitutes acceptance of the updated Terms.